Sterling Land Renters

To obtain your Renters quote, please complete this form at least 48 hours before your lease effective date. To issue the policy, we must have the signed application returned to our office, and the annual premium payment must be paid in full, by e-check or credit card. Afterwards, an Evidence of Insurance will be sent to your property management company. Please include your name as it appears on your lease. If you co-sign a lease with an individual other than your spouse, each person must purchase a separate renters policy.

To provide you with an accurate quote, insurance carriers obtain information about you and other household members from consumer reporting agencies. This includes credit-based insurance score, driving and claim histories and other consumer reports. They use this information to underwrite and rate your policy. They may order additional reports to update or renew your insurance, and may use a third party to develop a credit-based insurance score.

Individual annual premiums vary per named insured, and are determined by the named insured’s personal rating factors, such credit score (requires social security number), length of residency in the United States, age, etc. Premiums start at $125 a year; however, are often higher due to the aforementioned rating factors.